:root{--bg:#f6f7fb;--card:#fff;--text:#1a1d29;--muted:#66708a;--line:#e3e6ef;--brand:#1d4ed8;--brand-2:#eff4ff;--ok:#16a34a;--warn:#dc2626;--radius:14px;--font:"Pretendard Variable",Pretendard,-apple-system,BlinkMacSystemFont,"Apple SD Gothic Neo","Noto Sans KR","Malgun Gothic",system-ui,sans-serif}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);background:var(--bg);color:var(--text);line-height:1.65;font-size:16px}
a{color:var(--brand);text-decoration:none}a:hover{text-decoration:underline}
.wrap{max-width:900px;margin:0 auto;padding:0 16px}
.site-header{background:var(--card);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:56px;gap:12px}
.logo{font-weight:800;font-size:20px;color:var(--text);letter-spacing:-.3px}
.nav{display:flex;gap:4px;overflow-x:auto;white-space:nowrap;-webkit-overflow-scrolling:touch}
.nav a{padding:6px 10px;border-radius:8px;font-size:14px;color:var(--muted);font-weight:500}
.nav a:hover{background:var(--brand-2);color:var(--brand);text-decoration:none}
main{padding:24px 16px 48px}
h1{font-size:28px;line-height:1.3;letter-spacing:-.5px;margin:8px 0 6px}
h2{font-size:21px;margin:36px 0 12px;letter-spacing:-.3px}
h3{font-size:17px;margin:24px 0 8px}
.lead{color:var(--muted);margin:0 0 20px;font-size:16px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px;margin:16px 0}
.calc{display:grid;grid-template-columns:1fr 1fr;gap:20px}
@media(max-width:700px){.calc{grid-template-columns:1fr}h1{font-size:23px}}
.field{margin-bottom:14px}
.field label{display:block;font-size:13px;font-weight:600;color:var(--muted);margin-bottom:6px}
.field input,.field select{width:100%;height:46px;padding:0 14px;border:1.5px solid var(--line);border-radius:10px;font-size:17px;font-family:inherit;background:#fff;color:var(--text)}
.field input:focus,.field select:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px rgba(29,78,216,.12)}
.field .hint{font-size:12px;color:var(--muted);margin-top:4px}
.row{display:flex;gap:10px}.row>.field{flex:1}
.chips{display:flex;flex-wrap:wrap;gap:6px;margin-top:6px}
.chips button{border:1px solid var(--line);background:#fff;border-radius:999px;padding:4px 10px;font-size:13px;cursor:pointer;font-family:inherit;color:var(--muted)}
.chips button:hover{border-color:var(--brand);color:var(--brand)}
.result{background:var(--brand-2);border-radius:var(--radius);padding:20px}
.result .big{font-size:32px;font-weight:800;color:var(--brand);letter-spacing:-.5px;line-height:1.2}
.result .sub{color:var(--muted);font-size:14px;margin-top:4px}
.kv{width:100%;border-collapse:collapse;margin-top:14px;font-size:15px}
.kv td{padding:8px 0;border-top:1px solid rgba(0,0,0,.06)}
.kv td:last-child{text-align:right;font-variant-numeric:tabular-nums;font-weight:600}
.kv tr.total td{font-weight:800;border-top:2px solid var(--brand)}
.kv td.indent{padding-left:14px;color:var(--muted);font-weight:400}
.tbl-wrap{overflow-x:auto;margin:12px 0}
table.grid{width:100%;border-collapse:collapse;font-size:14px;font-variant-numeric:tabular-nums;min-width:520px}
table.grid th,table.grid td{padding:8px 10px;border-bottom:1px solid var(--line);text-align:right;white-space:nowrap}
table.grid th{background:#f1f3f9;font-weight:600;color:var(--muted);text-align:right}
table.grid td:first-child,table.grid th:first-child{text-align:left}
table.grid tr.hl td{background:var(--brand-2);font-weight:700}
.btn{display:inline-block;background:var(--brand);color:#fff;border:0;border-radius:10px;padding:12px 20px;font-size:16px;font-weight:700;cursor:pointer;font-family:inherit}
.btn:hover{filter:brightness(1.08);text-decoration:none}
.btn.ghost{background:#fff;color:var(--brand);border:1.5px solid var(--brand)}
.tool-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:12px;margin:16px 0}
.tool-grid a{display:block;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:16px;color:var(--text)}
.tool-grid a:hover{border-color:var(--brand);text-decoration:none;box-shadow:0 4px 14px rgba(29,78,216,.08)}
.tool-grid .t{font-weight:700;margin-bottom:4px}.tool-grid .d{font-size:13px;color:var(--muted)}
.faq details{border-top:1px solid var(--line);padding:12px 0}
.faq summary{cursor:pointer;font-weight:600;list-style:none;display:flex;justify-content:space-between}
.faq summary::after{content:"+";color:var(--muted)}
.faq details[open] summary::after{content:"−"}
.faq details p{margin:8px 0 0;color:#3b4255}
.article{max-width:760px}
.article p,.article li{font-size:16.5px;color:#2a2f3f}
.article img{max-width:100%;border-radius:10px}
.post-list a{display:block;padding:16px 0;border-bottom:1px solid var(--line);color:var(--text)}
.post-list .t{font-weight:700;font-size:17px}.post-list .d{color:var(--muted);font-size:14px}
.ad{margin:24px 0;min-height:90px;display:flex;align-items:center;justify-content:center;border:1px dashed var(--line);border-radius:10px;color:#b4bacb;font-size:12px}
.ad.live{border:0;min-height:0;display:block}
.affiliate{border:1px solid #fde68a;background:#fffbeb;border-radius:12px;padding:16px;margin:24px 0}
.affiliate .t{font-weight:700;margin-bottom:6px}.affiliate .d{font-size:14px;color:#6b5a1d}
.muted{color:var(--muted);font-size:14px}
.notice{font-size:13px;color:var(--muted);background:#f1f3f9;border-radius:10px;padding:10px 14px;margin-top:12px}
.related{margin-top:32px}
.pill-list{display:flex;flex-wrap:wrap;gap:8px}
.pill-list a{border:1px solid var(--line);background:#fff;border-radius:999px;padding:6px 14px;font-size:14px;color:var(--text)}
.pill-list a:hover{border-color:var(--brand);color:var(--brand);text-decoration:none}
.site-footer{border-top:1px solid var(--line);background:var(--card);padding:28px 0;margin-top:40px}
.site-footer p{margin:6px 0;font-size:14px}
.breadcrumb{font-size:13px;color:var(--muted);margin-bottom:6px}
.breadcrumb a{color:var(--muted)}